Disclaimer
This blog post is provided for educational and informational purposes only.
It does not constitute tax, legal, accounting, or financial advice and should not be relied upon as a substitute for professional counseling tailored to your specific situation.
Always consult a qualified tax advisor or legal professional before making decisions based on this content.
Use of this site or information herein does not create a professional relationship between you and BadranTax LLC or its principals. Any reliance on the material is solely at your own risk.
While we strive to provide accurate, up-to-date information, BadranTax makes no warranties, express or implied, regarding accuracy, completeness, or suitability of the content.
Links to external websites are provided for convenience only. BadranTax does not endorse and is not responsible for the content or practices of third-party sites.
BadranTax and its affiliates expressly disclaim all liability for any actions taken or not taken based on this information.
Don’t let upfront costs delay the tax help you need; now there’s a better way to get professional representation while managing your cash flow.
If you’re facing IRS problems but worried about paying thousands upfront for professional help; BadranTax has a program that lets you start resolving your tax issues immediately.
Resolve Now, Pay Later: The BadranTax Program to Resolve Your Tax Problems
Through our partnership with CPACharge and Affirm, BadranTax is happy to offer Resolve Now, Pay Later, a simple financing program that lets you receive our professional tax resolution help right away, without worrying about upfront costs.
This program allows you to:
- Have our tax professionals begin your case immediately without waiting to pay for the full fee
- Spread fee payments over 6, 12, or 24 months with fixed monthly amounts
- Avoid missing critical IRS deadlines and further penalties while you gather funds
- Preserve your emergency savings for other priorities
Important: This is not a payment plan with our firm—it’s legitimate third-party financing option to help our clients pay for our services.
How Does It Work?
The process is straightforward and designed to get you help quickly:
Step 1: During our consultation, we assess your tax situation and recommend the best course of action.
Step 2: If you choose the financing option, you complete a simple application through our secure partner portal.
Step 3: Get an instant decision (usually within minutes) with no impact on your credit score to check rates.
Step 4: Choose your payment plan—6, 12, or 24 months based on your budget.
Step 5: We begin working on your case immediately once approved.
Monthly payments are estimates based on current rates. Actual terms depend on creditworthiness and Affirm’s current offerings.
Who Qualifies for Financing?
Basic requirements are simple:
- U.S. resident, 18 or older
- Valid checking account and phone number
- Case requires professional tax resolution services
Credit considerations vary:
- Good to Excellent Credit: Access to best rates and longest terms
- Fair Credit: Multiple options available, though rates may be higher
- Limited Credit: Some options may still be available
Note: Credit requirements are set by Affirm, not our firm. We encourage checking your options regardless of credit history.
Key Benefits: Why Choose This Option?
Immediate Action on Time-Sensitive Problems
IRS collection actions don’t wait for your budget. Liens, levies, and wage garnishments can happen while you’re saving up for professional help.
Predictable Monthly Payments
Unlike credit cards with variable rates, you know exactly what you’ll pay each month with fixed payment amounts.
No Hidden Fees
All costs are disclosed upfront—no origination fees, prepayment penalties, or surprise charges from our end.
Important Considerations
This Is Financing, Not Free Money
- Interest applies based on your creditworthiness
- Missing payments affects your credit
- Consider your budget carefully before committing
We Still Offer Traditional Options
- Upfront payment with our standard pricing
- Direct payment arrangements when appropriate
- This is simply one more tool to make our services accessible
Let Us Fight The IRS On Your Behalf
Ready to resolve your tax problems without the upfront cost barrier?
- Schedule your consultation if you haven’t already
- Ask about Resolve Now, Pay Later during our engagement process
- Complete the simple application for instant approval
- Our tax professionals start your case the same business day
Remember: Checking your rate is a soft-check, it does not affect your credit score and creates no obligation to proceed.
Frequently Asked Questions (FAQ)
How is this different from a payment plan with your firm?
With Resolve Now Pay Later, a third-party lender (Affirm) pays us upfront so we can focus entirely on your case. Traditional payment plans require us to manage both services and collections, which can create conflicts.
What if my case resolves faster than expected?
You still owe the full financing amount since you borrowed money to pay for services. However, faster resolution means you start benefiting from our work sooner.
Can I pay off the financing early?
Yes! Affirm allows early payoff with no prepayment penalties. You’ll save on interest by paying early.
What happens if I miss a payment to Affirm?
Late fees and credit impact are handled by Affirm directly, not our firm. We recommend setting up autopay to avoid missed payments.
Is there a minimum case size for financing?
While Affirm sets approval limits based on creditworthiness, most of our tax resolution cases fall well within typical approval ranges.
Does this cover all your services?
This covers tax resolution services like Offers in Compromise, installment agreements, penalty abatement, and IRS representation. It does not cover basic tax return preparation.
Helpful Resources
Amro Badran, EA is the Managing Partner of BadranTax LLC,
Experienced and Trusted Tax Resolution Firm based in New Brunswick, NJ.
With over 40 years of experience and accreditation as a Federal Enrolled Agent, Amro Badran and his team of experts specialize in helping individuals and businesses resolve complex IRS issues and controversies.
